Best Car Insurance Policy In India

Why choose our policy?

It is mandatory by the Indian law to have a valid motor insurance policy for any road-going vehicle. Another most important aspect is that it offers coverage against financial liability caused by injury/damage to property by your Car. Best car insurance policy in India also offers coverage against damage to your car due to any type of accident. Choosing the Best Car Insurance in India can be a bit tricky if you aren’t exactly adept at understanding the ‘fine print’. We offer a slightly better claim settlement ratio than others. Also, we’ve seen there’s a significant price difference between similar policies offered by public and private sector Best Car Insurance policy in India’s companies. Expert Insurance is a preferred choice due to their cost-effective policies. Here are checks all the factors you need to keep in mind.

You need to check in Best Car Insurance Policy in India:

Best Car Insurance Policy in India Company said, Here are plenty of car insurance providers out there. However,  all these companies offer almost similar policies, one needs to ascertain a few things before choosing the policy insurance. You need to check all the following factors- Best Claim Settlement Ratio, Time Required to Process Claims, Customer Reviews. For best policy, we need to have a good knowledge of the things covered under a particular car insurance policy. Best Car Insurance Policy in India Cost to Feature Ratio It is highly necessary to compare various policies on factors such as their prices and the coverage and features they provide. For example, there are some Car policies don’t honor damage by flooding/water-logging. so, it pays to know of such clauses beforehand.

Zero Depreciation Cover on Policy:

Mostly Best car insurance policy in India’s companies offers extra best services like roadside assistance, 24×7 helpline, and even Zero Depreciation. Almost, you’ll need to pay extra for such add-ons, but more often than not. It’s advantageous to benefit from such extras by paying slightly extra. A Zero Depreciation Cover, as the name suggests, provides a complete reimbursement without any deduction or extra payment. Zero Depreciation Cover for only new cars. It doesn’t cover cars that are more than 5 years old. These best car insurance policy in India are a bit pricier than regular car insurance policies. There’s often a limit of depreciation-free claims one can make in a car insurance policy period. Offers only 1 to 3 depreciation-free claims in a year.  Mostly has been seen that one can save up to 50% on premium cost if no insurance claim has been made.